We strive to be DEBT free: House paid off ✅Student loans paid off ✅Car paid off ✅Credit cards paid off ✅Tax DEBT on 401k, IRA, 403b, SEP, SIMPLE, Solo ❌ If you take a loan today, you are in DEBT to the bank. You pay the loan back based on the interest rate and...

You spend 45 years ascending your wealth mountain and at the SUMMIT realize you only packed the tools necessary to climb up the mountain. 56% of all deaths on Mt. Everest occur on the way down. (*) The same is true in your financial life. Different tools are necessary...

Your tax preparer is helping reduce your taxes this year: Bigger refund or pay less taxesMore money in your pocket todayThey want your business again next year Who is planning your lifetime taxes? Postponing your taxes today may cost you dearly in...

You go into IRS Tax DEBT every time you contribute to your 401k, IRA, 403b, or SEP. When you take out a loan and go into DEBT, do you know? Interest ratePayment termsPenalties When you make a 401k, IRA, 403b, or SEP contribution and go into DEBT with the IRS for taxes...

This circle represents all your retirement assets. What % do you want to share with the IRS in retirement? Most Americans are “set-up” to share 30-40%, and they don’t even know it! Ready to move your needle? Let’s talk. Remember, You Can Live Tax-Free in...

Einstein’s miracle of compound growth only works when it is UNINTERRUPTED. You diligently save for your child’s college education. Just when the compounding really takes off, you transfer your miracle to the college or university. “Compound growth…he who...

You’re paid 5th on distributions from your tax-deferred plans (401(k), IRA, 403(b), SIMPLE, Solo, SEP, etc.). 5th you say? Federal taxes – ordinary income rates at the time of withdrawalState taxesTaxes on Social Security benefits – did you know this?Increased...

…and you don’t even know it! We call them wealth transfers. There are 36 of them. They are ways we unknowingly and unnecessarily transfer our wealth to the IRS and financial institutions. If you could plug your money leaks, when would you want to start?...

If you only pack your bags to reach the top of Mt. Everest, what’s going to happen to you on the way down? The IRS, financial planners, Wall Street, financial institutions…they are all helping you ascend the mountain during your accumulation...

Taxes are owed on every dollar in your tax-deferred plans (401(k), IRA, 403(b), SIMPLE, Solo, SEP, etc.). If you are in a 30% tax bracket, the IRS owns 30% of your plan balance. As you make contributions and watch your money grow, the IRS watches their money grow. The...

Together let’s pull the covers off concepts we never knew existed, to discover hidden tax gems that will turn your world upside down and propel you toward tax-free living in retirement. If you could have an extra $40,000 annually of tax-free spendable cash flow in...