by Judy Carlson | Mar 1, 2026 | Annuities, Financial Advisor, Investments, Retirement, Wealth Management
Most retirement plans are built on projections. Projected returns.Projected averages.And Projected probabilities. On paper, they can look sophisticated. But if your retirement income only works when the market cooperates, you may not have a financial plan. You may...
by Judy Carlson | Jan 7, 2026 | Annuities, Long-Term Care, Medicare, Social Security, Taxes, Wealth Management
It may not be a comfortable question. Most couples may not want to think about it, talk about it, or imagine it. And yet, planning for the death of a spouse may be one of the most important financial planning questions a couple can ask—before they ever need the...
by Judy Carlson | Nov 20, 2025 | Annuities, Investments, Social Security, Wealth Management
If there’s one financial topic that sparks strong opinions, it may be annuities. You’ve probably heard people say, “Annuities are bad.” But what does that really mean? That statement can be as vague, and misleading, as saying, “Trucks are bad.” Are we talking about a...
