Start with the End in Mind

by | Jan 31, 2021 | Discovery, Tax-Free

Most American taxpayers spend 40 years working hard to save money for retirement, usually saving their money into accounts recommended by their financial professionals. saving their money into accounts recommended by their financial professionals.

Most folks get ready to “spend down” their hard-earned savings in retirement with very little knowledge or education about the many ways market volatility, sequence of returns risk, tax code changes, and unknown future taxes are going to affect how much money they are actually going to be able to spend. 

Unfortunately, it turns into a very stressful and worrisome time in most people’s lives. They end up paying way more in taxes than they ever thought possible, and it has the potential to steal their joy.

I simply start with the end in mind and talk to people about how their money is going to distribute during their retirement years depending on where they have accumulated it. If they would prefer to protect, preserve, and pass-on their wealth with no risks for market volatility, sequence of returns, tax code changes, and pay no taxes on their retirement income, I can help them.

There are strategies that have been around a couple hundred years. These strategies are in the tax code, which is why all the wealthy, the politicians, President Biden, and so many others have embraced and executed these strategies.

By transitioning your wealth into these strategies, most folks double their lifetime wealth; it’s simply the way these assets are structured.

Most people whose lives intersect mine have a financial professional; many are happy with their financial professional. They are simply unaware something else exists different than what 95% of American taxpayers are doing with their money.

I would love the opportunity for our lives to intersect so that we can have an honest conversation about what is truly happening to our money.

“If what you thought to be true about your money turned out not to be true,
when would you want to know?”

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9233 Park Meadows Drive | Suite 125
Lone Tree, CO 80124

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Advisory services are offered through Royal Fund Management, LLC, which is registered as an investment adviser with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability.         

All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals, and economic conditions may materially alter the performance of your portfolio. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's investment portfolio. There are no assurances that a client’s portfolio will match or outperform any particular benchmark. 

Insurance product guarantees are subject to the claims-paying ability of the issuing company. The adviser is paid commissions on the sale of insurance products.