by Judy Carlson | Sep 19, 2025 | Investments, Retirement, Social Security, Taxes, Wealth Management
Throughout life, we may collect “financial tools.” Some we chose with care, others were suggested by friends, colleagues, or advisors, and a few we may not even remember saying yes to. A 401(k) from an old job. A life insurance policy tied to a mortgage. An annuity...
by Judy Carlson | Sep 11, 2025 | Investments, Retirement, Wealth Management
When people think about retirement risks, they usually name some obvious ones: • Market downturns• Rising taxes• Inflation• Healthcare costs But there’s another risk that may be hiding in plain sight—one that can often derail even well-built retirement plans. That...
by Judy Carlson | Jan 24, 2025 | Investments, Retirement, Wealth Management
The increasing life expectancy of retirees often presents a sobering challenge: what if you outlive your savings? Known as “longevity risk,” this may be a concern financial planners and retirees may grapple with daily. Understanding Longevity Risk: The...
by Judy Carlson | Dec 13, 2024 | Retirement, Wealth Management
Investing and wealth management are often compared to climbing a mountain. Decumulation, or the descent down your financial mountain, may be trickier than the climb. Careful planning can make a significant difference. Even the savviest of investors may overlook...
