by Judy Carlson | Jan 9, 2026 | Financial Advisor, Retirement, Wealth Management
There May Be a Better Starting Point for Retirement Decisions “Can we afford it?” It’s one of the most common questions I hear from people approaching or living in retirement. A trip.Helping a child.Upgrading a home.Retiring earlier than planned. On the surface, it...
by Judy Carlson | Jan 7, 2026 | Annuities, Long-Term Care, Medicare, Social Security, Taxes, Wealth Management
It may not be a comfortable question. Most couples may not want to think about it, talk about it, or imagine it. And yet, planning for the death of a spouse may be one of the most important financial planning questions a couple can ask—before they ever need the...
by Judy Carlson | Jan 5, 2026 | 401(k), Investments, Retirement, Social Security, Taxes, Wealth Management
There’s a moment I see happen in my office during retirement planning for couples — not every time, but often enough that I’ve learned to watch for it. A couple sits down across from me, ready to “talk money,” and within a few minutes the conversation shifts. Instead...
by Judy Carlson | Nov 13, 2025 | Financial Advisor, Investments, Retirement, Wealth Management
Financial planning may not be about chasing returns or crunching numbers. Instead, it strives to be about preparing for the life you want and being ready for the unexpected life events that may happen along the way. Delaying financial planning just might make those...
by Judy Carlson | Oct 21, 2025 | Investments, Life Insurance, Wealth Management
When most people hear the words life insurance, they may immediately think of one thing — protection. If something unexpected happens, life insurance can help loved ones pay off debts, maintain their home, or continue their lifestyle. And while that’s certainly true,...
