by Judy Carlson | Sep 24, 2025 | 401(k), Investments, Retirement, Social Security, Wealth Management
That powerful reminder comes from Robert Shiller, Nobel Prize–winning economist and Yale professor. Why does retirement seem so different from other financial milestones? Because unlike buying a house, funding college, or even changing jobs—you may not get a do-over....
by Judy Carlson | Sep 19, 2025 | Investments, Retirement, Social Security, Taxes, Wealth Management
Throughout life, we may collect “financial tools.” Some we chose with care, others were suggested by friends, colleagues, or advisors, and a few we may not even remember saying yes to. A 401(k) from an old job. A life insurance policy tied to a mortgage. An annuity...
by Judy Carlson | Dec 13, 2024 | Retirement, Wealth Management
Investing and wealth management are often compared to climbing a mountain. Decumulation, or the descent down your financial mountain, may be trickier than the climb. Careful planning can make a significant difference. Even the savviest of investors may overlook...
by Judy Carlson | Nov 7, 2024 | Financial Advisor, Long-Term Care, Retirement, Wealth Management
Once your regular paycheck stops coming in, your retirement money still has a lot of jobs to accomplish over the rest of your life. How often do you see a retired couple depicted like this couple on the beach? It paints a very rosy picture of retirement, doesn’t it?...
by Judy Carlson | Oct 10, 2024 | Long-Term Care, Retirement, Taxes, Wealth Management
Unlike previous generations, many Baby Boomers and Gen X’ers expect to maintain their current lifestyles through retirement. However, it requires careful planning, execution, and continuous optimization to ensure their lifestyle choices are sustainable for decades....
